Incorporated in June 2017, Fincare Small Finance Bank Limited (‘Fincare SFB’) has its Registered Office at Ahmedabad, India, and Corporate Office at Bangalore, India. Fincare SFB, has been formed from the conversion of Disha Microfin Limited (‘Disha Microfin’), an NBFC-MFI. Disha Microfin was one among the 10 recipients of the ‘in-principle’ approval from the Reserve Bank of India (‘RBI’) in September 2015 to set up a Small Finance Bank with the objective of furthering financial inclusion under the “Guidelines for Licensing of Small Finance Banks in the private sector” issued in November 2014. In May 2017, Disha Microfin received the license from the RBI under Section 22 of the Banking Regulation Act, 1949 to carry on the Small Finance Bank business in India after complying with the requirements stipulated by the RBI.

Fincare SFB commenced its banking operations on 21st July 2017.

As an NBFC-MFI, Disha Microfin has been a provider of doorstep financial services to low income households and micro-entrepreneurs across Rural and Semi Urban India. The product basket comprised of unsecured micro individual loans and Secured Loans against Property as well as Loans against Gold. As of 31st March 2017, Disha Microfin had an AUM of Rs. 1314 crore and served over 9 lakh customers from more than 200 microfinance offices across Gujarat, Madhya Pradesh, Tamil Nadu, Karnataka, Maharashtra, Andhra Pradesh, Rajasthan and Puducherry.

Our Story


Future Financial Services launches as an NBFC-MFI offering microloans to women in AP


Disha Microfin, an NBFC-MFI, starts offering microloans to women in Gujarat


True North Advisors (formerly India Value Fund Advisors) invests in both NBFC-MFIs


Business expands across South & West India; launches Loan Against Property for businesses


Disha Microfin and Future Financial unite under the brand ‘Fincare’


Disha Microfin receives in-principle approval from RBI to convert to ‘Fincare Small Finance Bank’


Fincare builds products, processes and technology to launch bank


Fincare Small Finance Bank receives final license from RBI to start banking operations

Our Products

Fixed Deposits
Savings Account
Loan Against Gold
Loan Against
Micro Loans

3D Advantage

Differentiated Banking
Unleash the power of #smartbanking with Doorstep Services, QR Payments, Anytime Transfers, 24×7 Cash In Cash Out and Instant Services
Delightful Experience
Experience Instant Account Opening, Deposit Booking, Fund Transfers and Loan Sanction at attractive rates and terms
Digital DNA
Unlock the Digital power from Internet Banking, Mobile Banking to Assisted Tab Banking for Accounts, Deposits, Fund Transfers and Loans


* To be launched in early-2018
FD Enquiry
Loan Against Property